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Occupation information - In brief...



Career Interests 

Interest categories related to this occupation:

This occupation is associated with the following interest categories. These categories can be explored by clicking on the titles.

Enterprising
Social
Administrative

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Course Suggestions - CAO

Courses related to this or similar occupations:

If you are interested in this occupation, then these CAO courses may also be of interest. Note that these course suggestions are not intended to indicate that they lead directly to this occupation, only that they are related in some way and may be worth exploring.
Central Applications Office 70 courses found.
Business Studies and French
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In Brief... Commercial Banking Officer

 Brief Description:

Responsible for the monitoring and control of commercial loans.


Typical tasks undertaken in this profession: 23

»  

Approve loans within specified limits, and refer loan applications outside those limits to management for approval. 

»  

Meet with applicants to obtain information for loan applications and to answer questions about the process. 

»  

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. 

»  

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. 

»  

Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. 

»  

Review and update credit and loan files. 

»  

Review loan agreements to ensure that they are complete and accurate according to policy. 

»  

Compute payment schedules. 

»  

Stay abreast of new types of loans and other financial services and products to better meet customers' needs. 

»  

Submit applications to credit analysts for verification and recommendation. 

1 In Detail...
A detailed description of this occupation can be found on a number of online databases. Follow the link(s) below to access this information:
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Go.. Banker, commercial/corporate lending - from:  GradIreland

JobZone

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Education
Most occupations in this zone require job specific training (vocational training) related to the occupation (NFQ Levels 5 and 6 or higher), related on-the-job experience, or a relevant professional award.

Related Experience
Previous work-related skill, knowledge, or experience is required for these occupations. For example, electricians typically complete four years of training in order to perform the job.

Job Training
Employees in these occupations usually need one or two years of training involving both on-the-job experience and informal training with experienced workers. A recognised apprenticeship program may be associated with these occupations.

Job Zone Examples
These occupations usually involve using communication and organisational skills to coordinate, supervise, manage, or train others to accomplish goals. Examples include restaurant managers, electricians, agricultural technicians, legal secretaries, hairdressers, and web developers.


Qualifications required?

Level 6 Cert or greater

Typical entry routes:

A combination of job performance, experience, in-company training and part-time study towards the Institute of Bankers' professional examinations is the best way to progress in this career.

Related courses

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Sectors related to this occupation:

This occupation is typically found in the sectors below. You can explore information relating to sectors by clicking on the titles below.

Banking, Insurance & Financial Services


Future Skills Requirements & Concerns

Current Labour Market Research highlights concerns in some occupations. These comments are presented here where available: [source: Forfas]


 
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